Sultan Zainal Abidin University UniSZA

Course Overview

Banking Studies (BS) is a dynamic and evolving field that plays a pivotal role in today’s finance-driven world. The term banking encompasses the various systems and practices used to manage financial transactions, customer services, and monetary operations. The journey of modern banking began with traditional banking institutions, which primarily focused on deposit-taking and lending. Over time, the sector has expanded to include electronic banking, mobile banking, and digital financial services, all shaped by advancements in technology and regulatory frameworks. In today’s financial landscape, the scope of Banking Studies extends beyond conventional banking operations. It covers areas such as Islamic banking, risk management, financial analysis, and digital payment systems. Unlike many other disciplines, Banking Studies combines technical financial knowledge with ethical principles, particularly Islamic values, to promote responsible and sustainable financial practices. Graduates are prepared not only to pursue successful careers in banking and finance but also to contribute meaningfully to the well-being and development of society.

Entry Requirements

A pass in the Sijil Pelajaran Malaysia (SPM) or an equivalent qualification, with honours in Bahasa Melayu / Bahasa Malaysia or Bahasa Melayu / Bahasa Malaysia (July Paper). A minimum Grade C in one Islamic Studies–related subject at the SPM level, such as Pendidikan Islam, Pendidikan Syariah Islamiah, Pendidikan Al-Quran dan Al-Sunnah, Tasawwur Islam, Bahasa Arab, Usul Al-Din, Al-Syariah, Manahij Al-Ulum Al-Islamiah, Al-Adab Wa Al-Balaghah, Hifz Al-Quran, or Maharat Al-Quran. A minimum Grade C in one academic subject at the SPM level, including Accounting Principles, Economics, Business, Science, Additional Science, Physics, Chemistry, or Biology.